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HERE’S A QUICK GUIDE TO MAINTAINING A STRONG PROFILE

Your credit score is a measure of your past ability to make payments on time and manage your credit. It helps lenders determine how risky a borrower is. Credit scores range from 300 to 850. About 46% of Americans have scores of 740 or higher. 

800 to 849: Fico scores in this range are considered exceptional and will give you the best loan offers at the lowest cost.  

TIPS FOR REDUCING FINANCIAL RISK AS A STARTUP FOUNDER

Starting a business is inherently risky, but if there’s one thing you don’t want to take a chance on as a new entrepreneur, it’s your funding. According to the U.S. Bureau of Labor Statistics, 20% of new businesses fail within the first two years of being open, 45% within the first five years, and 65% within the first 10 years – usually due to financial reasons. Sometimes you must spend money to make money but developing smart financial strategies can help you mitigate or eliminate high-risk areas. 

BMW CONTINUES TO MAKE BIG INVESTMENT IN SOUTH CAROLINA

It’s the dream-car purchase for so many. The Ultimate Driving Machine signifies the highest level of sophisticated engineering for autophiles. An achievement once thought to be purely German is manufactured just 235 miles up I-26.

BMW made a huge bet on South Carolina in 1992, buying 900 acres of peach orchards in Greer and Spartanburg. 

9ROOFTOPS BLOSSOMS INTO A LEADING MARKETING AND ADVERTISING AGENCY

Creativity, it is said, is your intelligence having fun.

In Bluffton, creativity has a surprising hangout at the intersection of a cul-de-sac, a gravel patch and a couple of buildings with frumpy exteriors.

INDUSTRY LEADER GREG PARKER MOTIVATED TO CONTINUE TO MAKE AN IMPACT

With 28 stores in South Carolina, including 13 in Beaufort County and 69 stores overall throughout Georgia and South Carolina, Greg Parker has seen his convenience store company grow exponentially. 

Growth and expansion have always driven Parker since he opened the first Parker’s in Midway, Ga., in 1976. The company has grown by 20 to 24 percent a year for 22 straight years — and the limits will continue to be pushed. 

MAXIMIZE YOUR SALE PRICE AND POST-SALE WEALTH

"If you fail to plan, you are planning to fail.” 

This is a quote by one of our founding fathers, Benjamin Franklin, and it is still relevant today. It is our experience that most entrepreneurs do not have a formal plan to ensure they maximize the value of their business. We also find of the business owners who have put plans in place, many do not consider how to maximize their post-sale personal wealth. 

HOW DATA CAN HELP YOU MAKE THE RIGHT CAREER DECISION

Finding the best career for you can be a challenge, but science is helping make those decisions a little bit easier.

Through a mix of assessments, professional development leaders can help you find the path to a perfect career. These assessments help a professional development expert understand a person’s strengths and help guide them to reach their professional goals.

Chris Shoemaker leads thriving May River Excursions 

If there is one thing Chris Shoemaker is sure he knows inside out, it is the May River. He grew up on the May and had most of his finest moments in life on the river. 

He’s now in his 11th season at the helm of May River Excursions, a sightseeing and boat charter business that has grown from one boat in 2010 to seven in 2021. 

WHEN TO BEGIN TAKING SOCIAL SECURITY

One of the most common questions people ask about Social Security is when they should start taking benefits.

This is the $64,000 question. Making the right decision for you can have a meaningful impact on your financial income in retirement.

Before considering how personal circumstances and objectives may play into your decision, it may be helpful to preface that discussion with an illustration of how benefits may differ based upon the age at which you commence taking Social Security.

FOR CLOSE TO 25 YEARS, JEFF HERRIN HAS HELPED NOVICE AND ELITE PIANISTS STAY IN TUNE

He is one of the most revered musical technicians in the South, the behind-the-scenes secret weapon for local staples like The Jazz Corner, The Hilton Head Symphony Orchestra and the Hilton Head International Piano Competition to industry titans like George Shearing, Harry Connick Jr., and Bruce Hornsby.